Most homeschooling moms are full time managers of their homes, budget and finances, or they are a huge help in that area for their husbands. We usually know exactly how much everything costs, and the best places to find the best deals. We spend time researching and hunting for the best deals for our families.
Homeschool moms are some of the most thoughtful, conscientious spenders and researchers that I have ever met! Others of us may need some help in that area and that’s where FREE household budgeting printables can come in quite handy.
I was never formally taught how to balance a checkbook, or how to make and keep a budget. It’s something that I really had to learn early on and on the fly. When I was a young wife and mother the resources we have available today were only available in books at the library. We didn’t even have reliable internet. We had the free AOL dial up internet discs we would get from the library or post office. Now I am aging myself!
Budgeting doesn’t come naturally to some, especially if you were never taught how to do it. There are now so many online resources and free household budgeting printables available right at your fingertips. I wish I would’ve had blog posts to read, podcasts to listen to, and things to study and print out to help me back then.
I have gathered up some free printables and resources to help you with your household budgeting. These would also be great to use with an older teen to have them create their own budgeting binder. It’s never too early to begin teaching money management life skills or to tweak your own household budget for your family.
FREE Household Budgeting Printables:
Five Steps to create an effective household budget that every mom should know with free bill tracker printable from Decluttering Your Life.
Free budgeting worksheet with step by step instructions on how to fill it out and use the worksheet. – Money Manifesto
Homeschool Gardens has some great advice and free printables for creating a homeschool budget and how to budget for large expenses:
If you are wanting to help your teens learn how to budget and manage their money you will enjoy this post:
I know that I don’t want my children to be where I was as a young adult, not knowing how to track money, or budget for future expenses. I feel like it is my responsibility to incorporate some financial literacy into our life skills in our home and in our homeschool.
I hope you find all these resources helpful for your family, as well as yourself!
Sarah is a wife, daughter of the King and Mama to 4 children (one who is a homeschool graduate)! She is a an eclectic, Charlotte Mason style homeschooler that has been homeschooling for over 16 years now. She is still trying to find the balance between work and keeping a home and says she can only do it by the Grace of God, and Coffee!