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Learn what Dave Ramsey has to say about recommended household budget percentages. The free workbook takes you through baby-steps to budgeting and it is quite easy to grasp. The breakdown of Dave Ramsey’s recommended budgeting percentages’ step-by-step process for setting financial goals help connect the dots between your money and your happiness. I really could use this help in my home. We don’t make much money, but we surely can learn to budget more stringently in order to help others more and have a good safety net.